Can You Insure A Lab Grown Diamond?

Can You Insure A Lab Grown Diamond?

Diamonds, whether from the earth's core or crafted in a lab, shimmer with an unmatched brilliance. As the popularity of lab-grown diamonds soars, the question of insuring these gems arises. If you're the proud owner of a unique jewelry piece from Acredo, here's why and how you should insure it.

Understanding Lab-Grown Diamonds

Lab-grown diamonds, though born from technology, carry the same allure as natural diamonds. In fact, with Acredo's commitment to ethical sourcing, these diamonds showcase dazzling beauty and a promise of sustainability. They're more than sparkling stones; they symbolize moral choices and refined taste.

Why Insure a Diamond (Lab-Grown or Not)?

Every diamond tells a story, especially those custom-designed by Acredo. With the personalization and handcrafted detailing that goes into each piece, losing it would be both an emotional and financial loss. Insuring these jewels is just another step in cherishing them forever.

Can You Insure a Lab-Grown Diamond?

Absolutely! As the fine jewelry industry evolves, so does the insurance sector. They recognize the value, craftsmanship, and uniqueness of lab-grown diamonds, especially those from Acredo. Thus, insuring these diamonds is just as straightforward as their natural counterparts.

How to Insure Your Lab-Grown Diamond

Whether it's a bespoke ring or a personalized necklace, insuring your Acredo masterpiece is easy:

  • Decide on the kind of coverage: Do you want a replacement or a cash reimbursement?
  • Get a certified appraisal, especially since each Acredo piece is uniquely handcrafted.
  • Weigh the options between adding it to your homeowner's insurance or opting for a specialized jewelry insurance policy.

Factors Affecting Insurance Premiums for Lab-Grown Diamonds

While Acredo offers a spectrum of designs and price points, certain aspects will influence your insurance premium:

  • The diamond's size and unique design intricacies.
  • The type of metal and accompanying gemstones.
  • Your location, considering theft and loss rates.

Benefits of Insuring Lab-Grown Diamonds

Beyond peace of mind, insuring your lab-grown diamonds from Acredo means safeguarding the memories, personalized consultations, and meticulous craftsmanship embedded in each piece. Plus, with their sustainable and ethical sourcing, you might find the premiums more pocket-friendly!

Common Myths and Misconceptions

Some believe that lab-grown diamonds, being more affordable, lack value. But each Acredo piece, with its handcrafted design and ethical sourcing, is priceless in its own right. Some common misconceptions include:

  • Lab-Grown Diamonds Aren't "Real" Diamonds: One of the most common misconceptions is that lab-grown diamonds are "fake." In reality, they have the same physical, chemical, and optical properties as mined diamonds. The only difference is their origin.
  • Lab-Grown Diamonds are Easy to Produce: Many believe that these diamonds can be produced overnight. In reality, it takes weeks to months to grow a diamond in a lab, depending on the method and desired size.
  • Lab Diamonds Don't Last as Long: Durability concerns often arise due to their lab-grown nature. However, because they're chemically and structurally identical to mined diamonds, their durability is the same.


Whether lab-grown or mined, diamonds are forever. And the best way to honor your investment in Acredo's ethical, custom-designed jewelry is to insure it.

Discover Acredo's Ethical and Unique Creations

Want to experience the magic of Acredo's custom designs firsthand? Schedule a creative sit-down near you and design your perfect ring, or simply explore our customization options. Dive into a world where unique jewelry meets ethical choices!

Ready to bask in the beauty of handcrafted, custom-designed jewelry? Visit Acredo to immerse yourself in a realm of ethical sourcing, unmatched craftsmanship, and endless personalization possibilities. Experience the personalized design process today!